Know The Costs Before You Sell Your House

Before you call a real estate agent and say, “Sell my house,” you need to be aware of the costs involved in selling. It can be very disappointing to expect to receive a certain amount from the sale, only to find out that your actual proceeds are considerably less. What items can the seller be […]

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With a USDA Rural Home Loan You Could Own the Home of Your Dreams

The United States Department of Agriculture (USDA) offers a home loan program that can help you achieve your dream of home ownership. This program is geared toward helping people without adequate housing, but still able to carry a mortgage, purchase homes in rural areas. America’s small towns are the backbone of the country and the […]

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Sub-Prime Car Loan – Are You Ready for It?

In the past, traditional banks and lenders considered sub-prime credit borrowers risky and rejected their loan application. People with sub-prime credit history were often forced to obtain obnoxious rates and horrible car loan terms of buy-here-pay-here dealers. But, today the story is different. Stiff competition in the auto financing market and increasing number of people […]

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Guidelines for Your Household Budget

Whether you are a homeowner, a renter, or a roommate, you need to create a budget to make sure that you have enough money put aside for necessities. If you plan well, you can also set aside money to save for long-term goals and for recreation. To create your own budget, just follow these simple […]

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